PRIVACY POLICY
Main Street America Insurance, Inc.
Last Updated: March 2026
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1. Introduction
Main Street America Insurance, Inc. ("we," "us," "our," or "Company") is committed to protecting the privacy of our users ("you," "your," or "User"). This Privacy Policy ("Policy") explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services (collectively, the "Services"). By using our Services, you consent to the data practices described in this Policy.
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2. What Information Is Collected
We may collect the following types of information when you interact with our Services:
a. Personal Information
This includes any information that can be used to identify you, such as:
- Your name
- Email address
- Phone number
- Postal address
- Insurance-related information you provide during consultations, including coverage needs, health status (where relevant), and financial information relevant to insurance planning
b. Usage Data
We automatically collect information about your usage of our Services, including:
- Pages you visit on our website
- Time and date of your visits
- Your IP address
- Browser type and version
- Device information
- Referring website addresses
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3. Cookie & Tracking Practices
We use cookies and similar tracking technologies to enhance your experience on our website. Cookies are small data files stored on your device that help us recognize you and remember your preferences.
Types of Cookies We Use:
- Essential Cookies: Required for the website to function properly
- Analytics Cookies: Help us understand how visitors use our site
- Marketing Cookies: Used to track visitors across websites to display relevant advertisements
You can control cookie settings through your browser preferences. However, disabling cookies may limit your ability to use certain features of our Services.
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4. How User Data Is Used
We may use the information we collect for various purposes, including:
- To provide, maintain, and improve our Services — ensuring our website and insurance advisory services function properly and meet your needs
- To communicate with you — responding to your inquiries, scheduling consultations, and sending service updates or promotional materials
- To personalize your experience — customizing content and recommendations based on your coverage needs and interactions
- To analyze usage patterns — understanding how visitors use our website to improve functionality and content
- To enforce our Terms of Service — ensuring compliance with our policies and legal obligations
- To comply with legal obligations — meeting regulatory requirements and responding to legal processes
Confidentiality Notice: Information you share with us during insurance consultations is treated as confidential. We will not disclose your personal insurance information without your consent, except as required by law or applicable regulatory obligations.
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5. Sharing Your Information
We may share your information with third parties under the following circumstances:
a. Service Providers
We may share your information with third-party vendors and service providers who perform services on our behalf, such as:
- Website hosting and maintenance providers
- Email and communication service providers
- Customer relationship management (CRM) platforms
- Analytics and data processing services
b. Insurance Carriers
In the course of obtaining quotes or enrolling you in coverage, we may share relevant information with licensed insurance carriers on your behalf. This is done only at your direction and as necessary to fulfill the services you request.
c. Business Transfers
In the event of a merger, acquisition, or sale of assets, we may transfer your information to the new owner. You will be notified via email and/or a prominent notice on our website of any change in ownership or uses of your personal information.
d. Legal Requirements
We may disclose your information if required by law or in response to a legal request, such as subpoenas, court orders, or regulatory obligations.
e. Protection of Rights and Safety
We may disclose your information to protect the rights, property, or safety of Main Street America Insurance, Inc., our clients, or others.
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6. SMS Opt-In Details and Mobile Information Sharing
By providing your mobile phone number to Main Street America Insurance, Inc., you expressly consent to receive SMS text messages from us regarding appointment reminders, consultation follow-ups, and important notifications related to your insurance coverage.
Message Frequency: Message frequency may vary but will not exceed 4 messages per month.
Consent Not Required: You are not required to consent to receive SMS messages as a condition of purchasing any insurance products or services from us.
Mobile Information Sharing Statement:
- No Sharing for Marketing: Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes.
- Support Services: Information sharing to subcontractors in support services, such as customer service, is permitted to ensure quality service delivery.
- Opt-In Data Protection: All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
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7. User Rights
You have the following rights regarding your personal information:
a. Right to Access
You may request access to the personal information we hold about you.
b. Right to Correction
You may update or correct your personal information by contacting us.
c. Right to Deletion
You may request that we delete your personal information, subject to certain legal exceptions.
d. Right to Opt-Out of SMS Communications
If you wish to stop receiving text messages from us, you can opt out by:
- Replying "STOP" to any text message you receive from us
- Contacting us directly at the phone number or email address listed below
After opting out, you will not receive further SMS messages unless you opt back in.
e. Right to Control Cookies
You may adjust your browser settings to block or delete cookies and other tracking technologies.
f. Right to Data Portability
You may request a copy of your personal information in a portable format.
g. Email Communications
You can opt out of receiving promotional emails by following the unsubscribe instructions included in each email. Please note that even if you opt out of promotional emails, we may still send you important service-related communications.
To exercise any of these rights, please contact us at insurancemagic@aol.com or (561) 737-2958.
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8. Data Security and Handling
We implement reasonable administrative, technical, and physical security measures to protect your information from unauthorized access, disclosure, alteration, or loss. These measures include:
- Encryption of sensitive data during transmission
- Secure storage of personal information
- Limited access to personal data on a need-to-know basis
- Regular security assessments and updates
However, no method of transmission over the internet or electronic storage is completely secure. While we strive to protect your information, we cannot guarantee its absolute security.
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9. International Transfers
Your information may be transferred to and maintained on servers located outside of your country of residence, where data protection laws may be different from those in your jurisdiction. By using our Services, you consent to the transfer of your information to such servers. We take appropriate measures to ensure that your personal information remains protected in accordance with this Privacy Policy.
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10. Changes to This Privacy Policy
We may update this Policy from time to time to reflect changes in our practices or applicable law. When we make material changes, we will:
- Post the updated Policy on our website with a new "Last Updated" date
- Notify you via email if you have provided us with your email address
- Display a prominent notice on our website
Your continued use of our Services following any updates constitutes your acceptance of the changes.
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11. Contact Information
If you have any questions or concerns about this Policy or our privacy practices, please contact us:
Main Street America Insurance, Inc.
Email: insurancemagic@aol.com
Phone: (561) 737-2958 — Office
Phone: (561) 702-6778 — Mobile
Office Address:
7414 Haviland Cir
Boynton Beach, FL 33437
Hours: Monday–Friday, 8:30 AM–7:30 PM
Weekends by appointment
We are committed to addressing your concerns and resolving any privacy issues promptly and professionally.
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Disclaimer: Main Street America Insurance, Inc. is an independent insurance agency licensed in the state of Florida. Arnold Rabinowitz is not affiliated with the separately-named carrier "Main Street America" (MSA Insurance). We are a distinct, independently-owned agency incorporated in Florida since 1995.